Half the people who take out Travel insurance do so because of the healthcare coverage and the other half in case their trip is cancelled at the last minute.
Keep in mind that if you fall ill, have an accident, an operation or are hospitalised urgently… your insurance will protect you as if it were your own family.
These policies also cover other eventualities: accidents, loss or theft of luggage, legal counsel and CR.
It doesn’t matter why you take out Travel insurance. The important thing is never to travel without it.