Any individual, company or self-employed person could cause unintentional damage to third parties. The consequences could involve criminal (if the act is a crime) and/or civil legal action.
Parents are liable for damages caused by their children. Companies or the self-employed are responsible for damages caused by the actions of their employees. Drivers have to cover the damages caused by accidents they provoke.
A CR (Civil Responsibility) policy is MANDATORY for many activities because the loss and damage they can cause are unforeseeable. Repairing a vehicle after an accident is very different from facing liability for personal injuries or even the death of a person.
For these reasons you should protect your assets properly, because if you do not have CR coverage, you will have to pay out of your own pocket.

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DRS Brokers Benidorm
Alicante

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Seguros Coter
Madrid

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Gaitan Benlloch
Valencia

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Corredores Principado
Las Palmas

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U.O.P., C.S., S.A.
Málaga

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Engloba
Zaragoza

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Málaga

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Susavila, S.L.
A Coruña

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Zaragoza

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Servisegur, S.L.
Madrid

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Ramón Monte S.L
Valencia

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E.N.J. Consultores
Madrid

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Segur 9, S.L.
Valencia

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Logosegur, S.L.
Murcia

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Simon & Simon
Barcelona

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Granada

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Jordi Corbalan C.S., S.L.
Girona

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Badel Roses, S.L.
Guadalajara

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Diblafe, C.S., S.L.
Valencia

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Díaz Servei
Baleares

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Guadalajara

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Mengual Seguros
Alicante

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Baleares

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García y Maluenda
Madrid

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Technical Insurance
Murcia

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Seguros Gemas
Ceuta

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Lansegur, S.L.
Vizcaya

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Jaech, S.L.
Valencia

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Central Brokers
Barcelona

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Unit Integración
Murcia

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Alicante

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Tolo Company
Baleares

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V y A Ferrer, S.L.
Valencia

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Coinbroker C.M.S.A.
Valencia

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Asur Brok, S.L.
Lleida

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Galiano y Asociados
Barcelona

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Corredoria Mutual de Conductors
Barcelona

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Tarragona

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Toledo

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Ib-Segur, S.L.
Baleares

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Azpiri & Lejardi
Vizcaya

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Casado & Vázquez
Madrid

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Lauren Uria
Elkarlan Risk
Álava

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Javier Montaraz
Barymont y Asociados
Madrid

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Mariano Galán y Asociados
Madrid

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Chema Moldes
J.M. MOLDES
Madrid

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José María Ramírez
Sofise, S.L.
Alicante

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Elena Álvarez
G.A.R., S.L.
P. Asturias

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Fercam, S.L.
Barcelona

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Salvador Sanchis
Salvador Sanchis C.S., S.L.
Valencia

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Celeste Grimalt
Grimalt Climent
Alicante

"Our mission is to ensure that your policy will cover your needs"
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Enric Usach i Rofes
Barcelona

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Carlos Febrer
C.S. Febrer, S.L.
Castellón

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Francisco Romero
Surancemur, S.L.U.
Murcia

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Nino Rodríguez
Noceda Corredores
Lugo

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Antonio Medrano
Medrano García
Alicante
Do you need civil responsibility insurance?