Depending on the sector in which your company operates, its civil liability insurance may be mandatory or simply recommendable.
Protect your business from possible civil responsibility claims that could be brought against it in the course of its activities.
These policies cover 3 main areas:
- Employer’s civil responsibility. For loss and damage with respect to employees.
- Product civil responsibility. Connected with the damages caused by products or services from the moment they leave your company until they are delivered.
- Operational civil responsibility. Indemnities for involuntary damages caused during the habitual operation of your business.
The amount of the claims against you does not depend on your company but on the injured third party. Therefore you can never estimate the amount that could be claimed since it depends entirely on the loss and damage sustained and the impact suffered by the claimant.